You might think one home loan is the same as the next, but property loans come with different features and structures. These could have a dramatic impact on the cash flow and returns associated with your investment property. While there’s no one best loan, choosing the right one for your situation could help you save … Read more
What’s rental yield? Rental yield is the ongoing return on your investment property. You can use it to assess potential income and cash flow of a property before you buy. It gives you a way to quickly compare returns on different investment properties (or investments), though it doesn’t help you work out capital growth. The … Read more
There are many decisions to make when purchasing your home – choosing between an ‘off the plan’ property or a ‘house and land’ package. This is a high stakes, yet thoroughly enjoyable phase of your purchasing journey. Since buying a house is probably one of the most expensive decisions you could make, it pays to … Read more
The puzzle of buying your first home has more answers than one – and an investment property is such an attractive option that could help you realise your property dream. Often, potential homeowners have to compromise on one aspect of the other, such as location, style, or size of the property, due to financial constraints … Read more
There’s a lot to know about loans, especially if you’re taking one out for the first time. So let’s look at some of the common questions, which hopefully will be some of your own. How much can I borrow? The answer to this one is ‘Depends’! It differs from lender to lender and can vary … Read more
You’d think a loan was a loan, wouldn’t you? But there are actually a surprising number of different kinds and the one you end up with can depend on a range of factors. These can include the risk you pose to a lender, the deposit you have and how much control you want over your … Read more
It is every homeowner’s dream to buy their own home and keep it looking good. The big worry is always the cost – home renovations can be expensive, and the cost of borrowing money can be very high. That’s why it pays to explore refinancing as an option for getting the money to renovate your … Read more
It can seem simpler for homeowners (like you) to stay put when it comes to your home loan however for those willing to look around, there can be a lot to gain. We’ll look beyond the refinancing myths so you can take it out of the too hard basket and reap the benefits. Myth … Read more
For some time now the property market has been ultra competitive. There’s no doubt that it’s extremely challenging for people, even with two incomes, to save up enough money for a deposit, especially in our capital cities. We’ve got you covered with some benefits to buying in an area that’s more affordable and could offer … Read more
Would you appreciate an extra $300 in your pocket every month? Who wouldn’t! Reviewing your home loan options when you already have a mortgage can often be placed into the too hard basket. But it could save you a lot of money and we can do most of the legwork for you. Let’s take a … Read more
